Get up to $10k in credit using your car.
Whether you own your car or are making payments, you can access a new credit line using the value of your car with Yendo
Pre-approval in 2 minutes, no impact to your credit
$4,400 average credit limit - up to $10,000
No cash deposit required
FEATURED IN
Why apply for the Yendo Mastercard®?
If you need cash, Yendo let's you tap into the value of your car to get credit up to $10k. No more sky high title loan rates.
Your car’s value = Access to money
Use the value of your car to get quick access to the funds you need.
No impact to credit for pre-approval
Find out how much you’re pre-approved for in 3 minutes, with no impact to your credit.
Payments made easy
On-time payments are important and can also help build credit. You have options for making payments including ACH, Debit and Cash.
Virtual card before your physical card arrives
Our virtual card lets you quickly access your credit while your physical card is shipped to you. You can use it online or with Apple, Google or Samsung pay.
We are much more affordable compared to title loans
1. CFPB: Single Payment Vehicle Title Lending, May 2016
2. https://www.experian.com/blogs/ask-experian/how-do-title-loans-work/
APR
Yendo
29.88%
Title loan
291%1
PAYMENT SCHEDULE
Yendo
Make at least the minimum payment anytime within 25 days after the monthly statement
Title loan
Total amount of loan to be paid within 30 days (typical loan period)
CREDIT BUILDING
Yendo
Can potentially help you build your credit if you make on-time payments
Title loan
Has no impact2
HOW TO APPLY
Yendo
Through our mobile app
Title loan
Physical stores
65k+ downloads
50k+ downloads
HOW IT WORKS
1. Get pre-approved
Complete our quick and easy pre-approval process online in minutes - don’t worry, pre-approval won't impact your credit!
2. Verify you and your car
After your personal identity and car's condition are verified, drop off your title or digitally transfer your auto loan, depending on the ownership of your car.
3. Access your money
Instantly access money and withdraw cash with cash advances. Since it's a credit card, there's no need to reapply every time you need funds.
Your Yendo Credit Card is just 3 steps away.
See why our customers love us!
"Yendo was quick and easy.I recommend Yendo to anyone who will listen. I'd say at least try the process. You'd be very happy.”*
Mela M.
Avondale, AZ
"If you're looking for that credit that you've not been able to come up with, Yendo is probably exactly what you're looking for."*
James S.
Dayton, OH
David T.
Cardiff by the Sea, CA
"I heard about Yendo through a friend from the start through the application process, through the funding was very quick and very pain free."*
FAQS
Does Yendo build my credit?
With responsible usage, Yendo can help build your credit. We report to Experian, Equifax and TransUnion.
What will my credit line be?
Yendo Credit Cards have credit limits ranging from $450 up to $10,000. Your credit line depends on the make, model, mileage, and condition of your vehicle in addition to your ability to repay.
How many days do I have to repay?
You have 25 days after the end of your monthly statement to make a payment. You can make payments at anytime, and you will need to make a minimum payment of 1% of your statement balance or $50 (the greater of). We're here to help, so if you do need assistance making your minimum monthly payment, please give us a call.
Can I get approved even if I have bad credit or no credit?
You can get approved as long as you meet Yendo’s other approval criteria. Our mission is to offer affordable credit access to everyone.
Can I get approved even if I have bad credit or no credit?
You can get approved as long as you meet Yendo’s other approval criteria. Our mission is to offer affordable credit access to everyone.
How soon can I get my credit card?
Most Yendo cardholders have access to their virtual credit card within an hour of completing their application and mailing their title. The virtual card can be used online or with Apple, Google, or Samsung pay. A physical card will be mailed to you and typically arrives in 3-7 days.'
Apply today
Access up to $10,000 in credit with Yendo.
Your new credit card is in sight.
Annual fee is $40. Annual Percentage Rate is a fixed 29.88% for purchases. Cash advances accrue interest at 29.88% APR and have a 3% fee. Foreign transactions incur a 3% fee. Balance transfers incur a 5% fee.
Title and Payday Loan information in the Comparison tabled is based on the following CFPB Reports (1)(2). The comparison table assumes (i) a typical single installment title loan agreement is renewed each month for a total of twelve months; (ii) all accumulated interest and fees are paid on each extension date; and (iii) the loan is paid in full at the end of 12 months.
Yendo credit cards are issued by Cross River Bank, Member FDIC, pursuant to license from Mastercard International © 2024 Yendo, Inc. All rights reserved. This is not a deposit product.
While some communications from Yendo are offered in Spanish for your convenience, future communications from Yendo and the documents related to its contractual agreements, disclosures, notifications and statements of account, as well as the Internet and mobile services may only be available in English. You must be able to read and understand these documents or have translation assistance to understand and use this product or service. Documents in English are available upon your request.